Here's an article (link now fixed; profanity warning) on how being poor locks you into bad habits, and then, even after you are no longer poor, you still have those bad habits and those failed ways of thinking about things. This is true. It doesn't always have to be true, though. You're best chance of escaping these traps is to know they are out there and be forewarned.. And as a reminder, we have so been there, and while we did not rely on many convenience foods, we did over-rely on carb heavy foods. Here's what I think.
Premise:
Because you get your food stamps reloaded once a month and you're poor, you can only go shopping once a month so you can only get food that is cheap and won't spoil, and that's junk, like canned vegetables and the only fruit you get is canned fruit loaded with syrup. Then, having grown up that way, once you are no longer poor, your kids won't eat good, fresh food.
And:
If it wasn't canned, it was frozen. TV dinners, pot pies, chicken nuggets ... meals that can be frozen forever, and preparation isn't more complicated than "Remove from box. Nuke. Eat." Because of that, by week two, half of everything we bought would be freezer burned. Just like with the canned food, you grow up thinking that this is the way it's supposed to taste. It's not that you grow to like it, necessarily, but you do grow to expect it.
Yes, but....
Once you know this, then:
You can occasionally buy frozen vegetables and fruit. I checked at my grocery store today, and the frozen vegetables, to my surprise, did not cost any more than the canned. In fact, once you factored in the amount of water in the cans, some of the frozen vegetables were actually cheaper because you got more servings of vegetables per ounce. But a lot of people, poor and otherwise, do not ever check the number of servings you get from a can, or the price per ounce.
Buy plain frozen chicken, ground beef, pork chops and other meats on sale instead of TV dinners.They don't take that much time to fix, especially if you have a crockpot.
You can buy fruit in a can in its own syrup, no added sweeteners. Even when I was buying canned food because we couldn't afford more, that is what I chose.
Once you know this happens, you make a point of buying something fresh and good to have the first week, or even the first day. You make it a treat, something to celebrate, to look forward to. Teach your kids to take joy in small things. We once bought a single starfruit and cut it up into 9 pieces so we each got a small bite. We often bought a single item for a special treat, splitting it up nine ways.This wasn't deprivation, it was exquisite pleasure, and the single item was less than a t.v. dinner.
You can plan it so that your kids recognize fresh fruits and vegetables are the good stuff, and the canned as the fall back at the end of the month.
You can also buy the fresh foods and make a few frozen meals. This is particularly easy if you have a crockpot.
And, really? Nobody goes past a grocery store any other time but that one time in a month? NEVER? You don't leave the house? I realize some people do live in food deserts, but most people, even people on food stamps, leave the house more than once a month. When you pass a grocery store, run in and buy a head of leafy green lettuce or a bag of seasonal fruit, or whatever is on sale. I know it's easier not to, but doing what's easiest is not always wisest.. Sometimes it's how we got to this bad place, other times, it's why we stay in it..
Premise:
you don't have money so you don't know how to handle it, so you spend it on silly stuff as soon as you get it.
Yes, but.
There is no yes, but. It's true that smart people learn from their own mistakes, and when you're poor you can't afford mistakes but you're human so you make them anyway. It's also true that really wise people do not learn from their own mistakes, they learn from other people's. But that requires a certain amount of foresight and wisdom that most of us lack, regardless of income bracket. Most of us have to learn the hard way to do things the hard way and save that money anyway, but I don't know how to help people in this situation skip the school of hard knocks. How do you know what you don't know when you don't even know enough to know you don't know it? How do you dig yourself out of a pit you don't even know you're in?
Anyway, Not only is this premise true, but the government also actively works to discourage you from saving money. How do you do this when every attempt you make turns out to sabotage the 'help' you get from the government? I've already told you about the person I knew who had a job within walking distance of everyplace she needed to go- and the government moved her to a subsidized apartment 20 to 30 miles away. She had no car, so she had to quit her job. Or the person whose child is living with the grandmother on welfare. The mother wants her child, the government stepped in and refused to let her have her daughter- not because the government thinks the mother is a bad parent, but because the government took so long to decide the case that the child had, in the government's opinion, 'bonded' with the grandmother. The mother got a job, and the government docked almost all her wages to recoup the money they spend keeping the child in welfare payments. She quit, and she won't look for a job again. Why should she? If she does nothing, the government pays for her housing, most utilities, gives her a cell phone, feeds her family, and provides medical care. If she goes to work, she's working essentially for free.
You're better off financially, once you're on government programs, never to make any investments or have a savings account at all. That's just wrong, and is one more example of how the government cripples people it purports to help.
Premise: when you start to dig yourself out of that whole, you overcompensate on the things you never could have before, and sometimes put yourself back in the hole. This goes along with the previous premise- you don't how to handle money because you did not have any to handle.
Yes, but. This is true. it's the reason I bought myself a silly pair of pink glasses after I was 30. It's the reason I let my kid buy purple glasses even though I knew she'd be sorry. It's the reason when my first two kids were 3 and 4 they got a little tykes house and a little tykes car for Christmas. But it's also true that this demonstrates a problem with self control. It's not that rich people don't have a similar problem, it's that they can afford it. You can't. Don't be jealous. Learn self control.
Premise: When you're poor you can't plan ahead and save because you don't have enough to do that. You buy what you need. When you're out of the hole, you still don't plan ahead because of that bad habit.
Yeah, but. I don't see why it *has* to be that way when you're poor. Please remember I have been there, done that. We've kept our food in an ice chest and used candles and a camping lantern because we couldn't afford the electricity turned on. We've had utilities turned off. We've had nothing in the house to eat but two eggs, and I dopped one and broke it- and we had no money for more. We've had no money and such odds and ends of scraps in the fridge that I made a pot pie using a combination of biscuit dough and some leftover sugar cookie dough for the pie crust, and the filling was whatever leftovers I could scrounge plus a thin white sauce. I've had a good cry when all five of the older kids needed shoes at the same time. I've gone decades without buying a new pair of shoes. Even now, the coat I am wearing this winter is the same blue jean coat I bought before my nearly 16 year old daughter was born- I've milked goats in this coat and we haven't had dairy goats in 14 years.;-)
What I learned to do is ...
Budget to build up my pantry.
Do some
drastic budgeting
Eat baked potatoes
Make my own convenience foods
Skip
the hamburger helper.. This recipe uses frozen vegetables, barely defrosted ground beef, and you can still get it all in the oven in less than five minutes, and the only pan you dirty is the one you bake in.
It isn't easy. But it's not impossible.